Like a waterfall in slow motion, Part One
3 years ago
*note: not to be taken seriously. i agree with heath's points on his post. :)

i can’t resist commenting on some of the recent headlines…prepare yourself for some full-on snarkiness. i just need to purge the negativity so i can resume a peaceful existence. Ommmmm Ommmmm Ommmmm…
headline rant over. ommmmmmmmmmm. ommmmmmmmmmmm.
so, then i thought, hey, wouldn't it be better to drop that amount in a six-month cd or something, to earn even more? the money is already set aside and dog eared for that purpose alone, so i don't need to be able to access it, and cds are a great solution for short term savings needs. so, i looked into the cd option at ingdirect and found the following rates...
what? i earn more in my savings account unless i sign up for at least 12 months (which puts me past my financing window). even then and even if i go up to 60 months (5 years!), i only earn marginally more. i guess the thought is that if rates drop again, then i'm at least locked in at the good rate. not much motivation for me to move my money around. anybody know why this would be the case?
until you look at the fine print. You can only use the coupon if you present it prior to any estimates. What? So, basically the price will vary depending on if you use the coupon. Heath said they told him that it was because the give the discount "anyway" even if you don't have the coupon. So that's totally dumb and weird. I'm not sure if I'll go there, but I don't have a ton of options and I'm afraid the dealership will rip me off. Ugh what to do?!?!?